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nivarolenthysa Financial Awareness Excellence

Money Conversations That Matter

Real financial literacy starts with understanding your relationship with money. We help Australians build confidence through practical education and honest discussions about personal finance.

Beyond Basic Budgeting

Financial wellness isn't about following someone else's formula. It's about developing your own understanding of money decisions that align with your values and circumstances. Our Melbourne-based sessions focus on practical skills rather than generic advice.

We've noticed that people often struggle not because they lack information, but because they've never had space to explore their own money patterns and beliefs.

320+

Participants in 2024

18

Months of Programs

How We Think About Money

Financial education works best when it starts with reflection. Before diving into strategies and techniques, we spend time understanding individual money stories and what drives financial decisions.

1

Personal Reflection

Understanding your current relationship with money, including inherited beliefs and past experiences that shape financial decisions.

2

Practical Skills

Learning concrete tools for tracking, planning, and making informed financial choices that suit your lifestyle and goals.

3

Ongoing Practice

Developing sustainable habits through regular check-ins and adjustments as circumstances change over time.

What We Cover

Our sessions address the financial topics that come up most frequently in real life. Rather than theoretical concepts, we focus on practical situations people actually encounter.

View Full Curriculum

Money and Emotions

Recognizing how feelings influence spending decisions and developing strategies to make thoughtful financial choices during both good and stressful times.

Everyday Money Management

Practical approaches to tracking expenses, planning for irregular income, and managing the constant small decisions that add up over time.

Financial Communication

Having productive conversations about money with family members, partners, and even yourself. This includes negotiating, setting boundaries, and asking for what you need.

Planning for Change

Building flexibility into financial plans to handle life transitions, unexpected expenses, and changing priorities without derailing progress.